Table of Content
The thatch on a roof however is one aspect of a restoration that won’t be drawn into question, as the thatch is likely to have been replaced more than once over a century, even up to five times. At Thatchline, we are trusted providers of insurance, with special expertise in the area of thatched, listed, heritage and high value homes. If you own, or are thinking of purchasing a thatched property you can get a quotation by simply clicking the get a quote button. The dark, cold, wet and sometimes snow-filled months of winter can often bring increased insurance risks, particularly in relation to property and vehicles. We’ve therefore produced a library of articles to help you identify and manage those increased risks.
We are able to provide flexible cover to cater for the unique challenges that can come from such a wide variety of different organisations. Through many years’ involvement in the education sector, we understand the unique insurance needs of our clients, the pressure on budgets and the need to deliver real value for every penny spent.
Specialist thatched property insurance
We offer various business continuity, resilience and disaster recovery services, supported with software, to get you back on track following a disruptive event. As specialists with over 15 years’ experience arranging chauffeur fleet insurance, we provide tailored cover to meet the unique needs of your business. Providing insurance for construction companies is one of Aston Lark’s key strengths. Our experienced staff can help with all aspects of construction insurance, and can support single subcontractors, large corporate developers and main contractors. Whether you’re a filmmaker or a financial advisor, a restaurateur or a rail contractor, Aston Lark has you covered. Our specialist knowledge in these sectors means we can offer you the most suitable cover at a competitive price.
Our Employee Benefits Glossary is an overview of some of the main employee benefits we offer at Aston Lark as well as commonly used terms. A flexible employee benefits package shows that you recognise that different employees will have different needs, across a range of life stages. Aston Lark’s Employee Assistance Programme gives your employees support for personal and work-related issues, 24/7. At Aston Lark we can help you take care of your employees wellbeing which will also protect the heart of your business. Aston Lark’s Business Protection Insurance protects your business against the sudden loss of a key figure or shareholder.
Is House Insurance More Expensive With A Thatched Roof?
From experience, we know that generic insurance products don’t always fulfil the needs of the most affluent and high net worth clients. And this is especially true for those in need of cover for multiple high-value or prestigious vehicles. People are often unaware of the true value of their watch and that, in the event of a loss, their home insurance may not fully cover the cost to replace it. Either way it’s very important to protect your collection, Speak to Aston Lark about specialist wine insurance. Whether you have a large art collection or just a few pieces, you should check it has the correct insurance cover. We provide you with high quality advice and guidance gleaned from more than 60 years of operating in this field.
Electric cars are the future, so don’t get stuck in the past when finding the right insurer. At Aston Lark, we understand how valuable your classic car is and we share that passion. We pride ourselves in being customer focused and will always strive to find you the cover you need. If your home has a history of movement or is known to have subsidence then you need subsidence insurance. Finding insurance for a home that’s unusual, unique or quirky can be difficult.
Aviation Insurance
If a previous owner altered your building without the consent or knowledge of the local authority, you could be forced to return your property to its original state. This is providing that you have made reasonable enquiries about any previous alterations. A good policy will reimburse you for the cost restoring your property to its pre-alteration state. Thatched roofs have an entire profession dedicated to their construction and maintenance.
When your clients rely on your expertise and advice to keep them fit and healthy, an injury could easily expose you to a claim, leaving you and your business vulnerable. Whether you have a smallholding with a few animals, or a more complex agricultural business, you need to have specialist advice on the right smallholding & farm insurance for you. We offer comprehensive Chauffeur Insurance cover at a competitive price, whether you’re a chauffeur or an executive private hire driver, get a quote today. Aston Lark can arrange many types of business indemnity insurance, to cover a wide range of situations, from chancel repair liability to administration guarantee. Aston Lark provides clients with a variety of commercial insurance packages that will respond to the specific risks and challenges you face every day.
Charity Insurance
These can include things like sweeping your chimney, installing anti-fire measures and chimney insulation. If you prefer, you can also request a call back for a time to suit you by sending an email to Electrics - get a survey of your electrics to check for any dodgy wiring, it’s advisable to have an inspection every 5 to 7 years. In this library we share advice from some of our partners on market trends for particular assets, as well as advice on how they should be insured. We’ve produced a library of articles which will help you understand what underinsurance is, what the consequences are, and how you can avoid it.
Your standard buildings insurer will not necessarily have a lot of expertise or experience with insuring thatched homes. So you might find that they're not as understanding when you need to make a claim. Or in many cases, they will simply refuse to provide you with insurance altogether. Thatched home insurance shoppers will expect to pay more for a thatch roof home insurance policy, than their slate or tile roof counterparts.
Lloyd & Whyte Ltd and Lloyd & Whyte Ltd are authorised and regulated by the Financial Conduct Authority. For more information about what’s covered and excluded read the policy documents here. There are measures you can take, such as agreeing not to use an existing wood fire, installing high-end smoke detectors, and updating your electric certificate. The cheapest type of thatch to insure is made with Norwich reed, which is the hardest wearing type of thatch. In addition to the upfront cost, you may have to watch out for hidden expenses, such as endorsements that require obligations on yourself to carry out risk prevention measures.
If you had to make a claim, you’d also need to find a specialist to make repairs to your roof, which could be costly. Thatched roofs need re-ridging every 8 to 10 years, and your insurer will want to know that your roof is in a good state of repair to avoid related problems. But you won't be covered for things like accidental loss such as leaving a laptop on a train or accidental damage, such as spilling wine on your carpet or drilling through a pipe.
Aston Lark’s Critical Illness Cover provides vital support for your employees when they need it the most. At Aston Lark our specialist Group Risk Team help you find the right benefits solutions and Group Risk Insurance for your business. We can help you find effective company medical insurance that combats long treatment waiting times, employee absences & helps your employees recover quickly. To ensure compliance with health and safety and road legislation, we offer several driver training courses delivered through different channels.
No comments:
Post a Comment